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Help You Insurance

Accident Plans unexpected injuries

Accidents happen without warning. Having this coverage means you’re not scrambling to cover surprise bills during a stressful time. Great for families, self-employed individuals, or those with high-deductible health plans.

Get help to Pay

Even with ACA, Medicare, or employer insurance,  you will find that deductibles, copays, and coinsurance can be expensive  . . . really expensive

Accident Insurance

Why would someone want Accident Insurance?

High Out-of-Pocket Costs on Regular Health Plans

Even with ACA, Medicare, or employer insurance:

Deductibles, copays, and coinsurance can be expensive.  Accident insurance helps cover those costs directly to the insured, not the doctor.  

  • Pays you cash; not the doctor!

    Unlike health insurance, these plans pay lump-sum cash benefits to you after a covered injury.

    Use it for medical bills, rent, groceries, transportation, or anything you choose.

    No Need to Change Existing Insurance

    It’s supplemental, meaning you can keep your current health plan and stack this coverage on top

    Affordable Monthly Premiums

    Premiums can start around $10–$30/month depending on age and coverage. We can give you a quote!

    Great for families, self-employed individuals, or those with high-deductible health plans.

    Useful for Active Lifestyles or High-Risk Jobs

    Especially beneficial for:

    •  Parents with kids in sports
    •  Construction workers
    •  Seniors at risk of falls
    •  Anyone without strong disability or short-term leave coverage

    Summary

    Key Benefit: Peace of Mind

    Accidents happen without warning. Having this coverage means you’re not scrambling to cover surprise bills during a stressful time.

    Common Accident Situations

    Our 3 Step Process

    Expert Consultation

    Our expertise is free of charge as we guide you through the options that suit you the best based on your circumstances.

    Discover & Strategy

    With a few simple questions, we can help determine where you are financially exposed or if the plan you have is the right fit for your situation.

    Facilitating the Process

    We pride ourselves in simplifying the process from start to finish. After enrollment into your plan, we are available to you anytime you need us.

    Our Approach

    Depending on where you live, we offer consultations by phone or in-person. We also offer video consultation if you prefer to have the best of both worlds. 

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